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PolicyMaart

Motor Insurance

Protection for your everyday drive or ride, with separate journeys for cars and two-wheelers.

Motor Insurance
Motor

Choose protection for your car or two-wheeler.

Whether you are buying a new policy or renewing existing motor insurance, the vehicle details and policy requirements determine the process.

  • Car / Four-Wheeler insurance
  • Bike / Two-Wheeler insurance
  • New policy and renewal enquiries
  • Understand applicable add-ons and conditions
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Motor options

Car or two-wheeler?

Choose a detailed quote journey, or use Quick Quote to send the essentials in under a minute.

Car insurance

Car / Four-Wheeler

Start a detailed car insurance enquiry for a new policy or renewal.

  • Comprehensive, own-damage & third-party options
  • Renewal, NCB and IDV guidance
  • Add-on guidance such as zero-dep and roadside assistance
Request Car Quote →
Two-wheeler insurance

Bike / Two-Wheeler

Start a detailed two-wheeler insurance enquiry for a new policy or renewal.

  • Comprehensive, own-damage & third-party options
  • New policy and renewal assistance
  • NCB and useful add-on guidance before you choose
Request Bike Quote →
PolicyMaart plans

Two-Wheeler Insurance

Bike and scooter insurance options.

Get Quote →Chat to an advisor ↗
Tata AIG

TATA AIG Comprehensive Two-Wheeler Insurance

Comprehensive protection for your bike or scooter.

  • Special: Covers own-bike damage and third-party liabilities
  • Protection for accidents, theft, fire and specified natural/man-made events
  • Eligible add-ons can include Zero Depreciation, Return to Invoice and Roadside Assistance
  • Personal Accident cover for owner-driver subject to applicable terms
Get Quote →
PDF BrochurePDF Policy Wording
Tata AIG

TATA AIG Standalone Own Damage Two-Wheeler Insurance

Own-damage bike protection for riders with an existing valid third-party policy.

  • Special: Covers damage to your own bike from accidents, theft, fire and specified calamities
  • Requires valid third-party cover to maintain legal compliance
  • Eligible add-ons can enhance own-damage protection
  • Does not cover third-party liabilities
Get Quote →
PDF BrochurePDF Policy Wording
Tata AIG

TATA AIG Third-Party Two-Wheeler Insurance

Mandatory third-party liability cover for bikes and scooters.

  • Special: Statutory protection for specified third-party liabilities
  • Covers third-party injury, death and property damage subject to policy terms
  • Does not cover damage to your own two-wheeler
  • Long-term third-party options may be available for eligible vehicles
Get Quote →
PDF BrochurePDF Policy Wording
HDFC ERGO

HDFC ERGO Comprehensive Two-Wheeler Insurance

Combined own-damage and third-party protection for bikes and scooters.

  • Special: Full-fledged accidental damage cover plus third-party liabilities
  • Covers specified theft, fire, vandalism, road-accident and natural-disaster losses
  • Eligible add-ons can include Zero Depreciation, NCB Protect and Emergency Roadside Assistance
  • Personal Accident cover subject to applicable terms
Get Quote →
HDFC ERGO

HDFC ERGO Standalone Own Damage Two-Wheeler Insurance

Own-damage protection for two-wheelers with valid third-party insurance.

  • Special: Covers specified accidental loss or damage to the insured two-wheeler
  • Designed to sit alongside an existing third-party policy
  • Eligible own-damage add-ons available subject to product terms
  • Third-party liability is excluded from standalone OD cover
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HDFC ERGO

HDFC ERGO Third-Party Two-Wheeler Insurance

Liability-only bike insurance for statutory compliance.

  • Special: Covers specified third-party liabilities
  • Does not cover damage to your own bike or scooter
  • Long-term liability-only cover may be available for eligible new two-wheelers
  • Policy benefits and limits are subject to applicable motor rules
Get Quote →
PolicyMaart plans

Car Insurance

Car insurance options.

Get Quote →Chat to an advisor ↗
Tata AIG

TATA AIG Comprehensive Car Insurance

Complete car protection for own damage plus third-party liabilities.

  • Special: Broad protection against accidents, theft, fire, natural/man-made events and third-party liabilities
  • Personal Accident cover for owner-driver subject to applicable policy terms
  • Customisable with eligible add-ons such as Zero Depreciation, Roadside Assistance and Engine Secure
  • No Claim Bonus on eligible own-damage renewals subject to terms
Get Quote →
PDF BrochurePDF Policy Wording
Tata AIG

TATA AIG Standalone Own Damage Car Insurance

Own-damage protection for customers who already hold valid third-party cover.

  • Special: Protects your own car against accidents, fire, theft and specified natural/man-made events
  • Designed to complement an existing valid third-party policy
  • Eligible add-ons can include Zero Depreciation, Engine Secure and Roadside Assistance
  • NCB benefit may apply on eligible claim-free renewals
Get Quote →
PDF BrochurePDF Policy Wording
Tata AIG

TATA AIG Third-Party Car Insurance

Mandatory liability protection for third-party injury, death or property damage.

  • Special: Meets the statutory third-party insurance requirement
  • Covers specified legal liabilities to third parties
  • Does not cover repairs to your own car
  • Premium and liability limits are governed by applicable rules and policy terms
Get Quote →
PDF BrochurePDF Policy Wording
HDFC ERGO

HDFC ERGO Comprehensive Car Insurance

Combined own-damage and third-party protection for your car.

  • Special: Covers own-car damage plus third-party liabilities in one policy
  • Protection for insured events such as accidents, theft, fire and natural calamities
  • Eligible add-ons can include Zero Depreciation, NCB Protect and Roadside Assistance
  • Personal Accident cover subject to applicable terms
Get Quote →
HDFC ERGO

HDFC ERGO Standalone Own Damage Car Insurance

Own-car damage cover when valid third-party insurance is already in place.

  • Special: Focused cover for damage to the insured car
  • Covers specified accidental, fire, theft, vandalism and natural-calamity losses
  • Eligible add-ons available subject to policy terms
  • Third-party liabilities are not included in standalone OD cover
Get Quote →
HDFC ERGO

HDFC ERGO Third-Party Car Insurance

Liability-only protection required for legal compliance.

  • Special: Covers specified third-party injury and property liabilities
  • Designed for statutory motor insurance compliance
  • Does not cover damage to your own vehicle
  • Personal Accident cover is subject to applicable requirements and terms
Get Quote →
Questions answered

Motor Insurance FAQs

Common questions about cover, claims, premiums and policy documents.

Can I renew motor insurance after expiry?

Renewal after expiry may be possible, but the insurer may require inspection and there can be consequences for a break in coverage. Do not drive without the legally required cover.

What is a motor third-party policy?

Third-party motor insurance covers specified legal liability arising from injury or property damage to third parties, subject to the law and policy terms. It is distinct from own-damage/comprehensive protection.

What is comprehensive motor insurance?

Comprehensive motor insurance generally combines third-party liability cover with own-damage protection, subject to the selected policy, exclusions and deductibles.

Let's talk protection

Tell us what you want to protect.

Share a few details and a PolicyMaart advisor can help with the next step.

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Our insurer network

Insurance companies we support.

PolicyMaart can help you explore eligible products and service options from these insurers.

Tata AIGTata AIG
Axis Max LifeAxis Max Life
ManipalCignaManipalCigna
Care Health InsuranceCare Health Insurance
HDFC ERGOHDFC ERGO
HDFC LifeHDFC Life
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